Mortgage support with a personal touch.
Expert guidance, no cost to you – we're paid by lenders, so you can focus on finding the perfect home.
Let us manage the nitty-gritty details, so you can breathe easy.
Rely on a dedicated mortgage broker to guide and support you every step of the way.
Arjay, the founder of Best Brokers, knows all too well the struggles faced by his parents when they moved to Australia from the Philippines. Overwhelmed by jargon and misinformation, they found it challenging to navigate the complex Australian financial system and property market. Determined to make a difference, he immersed himself in the industry, becoming the broker his parents needed. And so, Best Brokers was born – with a mission to help families like his achieve their dreams of owning a home and securing a bright financial future.
Mortgage brokers are your personal home loan allies. They help you find the best loan options by comparing different lenders' offers, negotiating rates, and guiding you through the application process. This gives you access to a wider range of loans, tailored advice, and potentially better rates than going directly to lenders.
We get it - buying your first home can be overwhelming. That's why we're all about making the process as easy and stress-free as possible for you. Our team works with individuals all over Victoria, guiding first-time buyers and investors alike. We provide expert advice, build strong relationships, and help you find the perfect home loan for your specific needs.
In Australia, first-time homebuyers can access various government incentives like the First Home Owner Grant (FHOG) and the First Home Guarantee Scheme (FHBG). Some states and territories also offer stamp duty concessions or exemptions, reducing upfront costs. These incentives are designed to help you confidently enter the property market.
While a 20% deposit is generally ideal, lower deposit options are available. As a first-time buyer, you can also access incentives like the First Home Owner Grant and stamp duty concessions to help with initial costs.
Mortgage brokers in Australia typically receive commissions from lenders, so there's no cost to you. This means we're 100% invested in securing your loan approval and providing expert guidance throughout the process.
You'll usually need proof of identity, income, bank statements, and a record of debts and expenses. Don't worry – your mortgage broker will guide you on the exact documents required for your unique situation.
Our goal is to streamline the process, providing guidance and support throughout. We'll walk you through each stage, address any questions, and help you feel confident. Leave the home loan application details to us, so you can dedicate your time to finding your ideal home.
We assist various types of homebuyers, including first-time buyers, investors starting or growing their portfolio, those looking to upgrade their home while keeping their current property as an investment, medical professionals seeking 100% LVR financing without a deposit, and busy individuals who need support during their property purchase. Our team works with individuals across Victoria, focusing on building strong relationships and providing tailored solutions for each client's unique needs. Contact us today to schedule a free evaluation and discover how we can help you.